Shortly after the announcement of the Equifax Data Breach in September 2017, then Director of the Consumer Financial Protection Bureau (“CFPB”), Richard Cordray, authorized an investigation of the matter. On Monday, Reuters reported that the current director, Mick Mulvaney, has most likely put an end to this investigation, which was seeking to obtain information regarding Equifax’s actions leading to the breach and its possible liability. The report shows that the CFPB has “shelved plans for on-the-ground tests of how Equifax protects data[.]"
With this pullback in regulatory action, enforcement against Equifax (and other credit bureaus) will likely rely more heavily on private consumer protection attorneys to bring claims related to identity theft and credit reporting violations.
9/16/2021 11:44:25 pm
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