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Vehicle Lender Fined $4.75 Million for Inaccurate Credit Reporting of Millions of Accounts

1/21/2021

4 Comments

 
The Consumer Financial Protection Bureau (CFPB) recently fined Santander Consumer USA, Inc., an automobile lender, $4.75 million for its failure to accurately report consumer data to the major credit bureaus (Equifax, Experian, and Trans Union). Santander allegedly reported millions of incorrect default dates and failed to report accurately whether loans were open, paid in full, or charged-off.
 
According to the CFPB, Santander lacked written credit reporting policies before 2018, which is shocking considering the millions of consumer credit tradelines to which Santander reported. Without admitting fault, Santander agreed to correct the reporting errors and establish and implement written credit reporting policies.
 
If you are a victim of Santander’s illegal credit reporting, you should contact a Las Vegas credit attorney to discuss your rights under federal law. If you have a wrongful credit reporting claim, you may receive damages of up to $1,000 per defendant, and you do not have to pay for your attorney’s fees or costs out-of-pocket.
 
Source:https://www.jdsupra.com/legalnews/cfpb-assesses-4-75-million-civil-2680960/?origin=CEG&utm_source=CEG&utm_medium=email&utm_campaign=CustomEmailDigest&utm_term=jds-article&utm_content=article-link
4 Comments
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