About Us
The Law Office of Kevin L. Hernandez represents consumers facing identity theft, debt collection abuse, and illegal credit reporting.
Kevin L. Hernandez, the firm's founder and owner, was born and raised in Las Vegas, Nevada. He earned his bachelor’s degree from the University of Nevada, Las Vegas and his Juris Doctorate from California Western School of Law in San Diego. Since starting his practice, Kevin has been honored by Nevada Business Magazine as part of Nevada’s Legal Elite and Best Up and Coming Attorneys from 2015 to 2021. He was also named to Mountain State’s Super Lawyers from 2016 to 2022.
Kevin enjoys sharing his knowledge regarding identity theft, credit, and debt collections with consumers through seminars and speaking engagements. He has taught continuing education courses for both attorneys and realtors on these topics, along with presenting before the Legal Aid Center of Southern Nevada, the Southern Nevada Home Builders Association, the Southern Nevada Senior Law Program, the Rotary Club of Las Vegas, and the Veterans Transition Resource Center.
Kevin L. Hernandez, the firm's founder and owner, was born and raised in Las Vegas, Nevada. He earned his bachelor’s degree from the University of Nevada, Las Vegas and his Juris Doctorate from California Western School of Law in San Diego. Since starting his practice, Kevin has been honored by Nevada Business Magazine as part of Nevada’s Legal Elite and Best Up and Coming Attorneys from 2015 to 2021. He was also named to Mountain State’s Super Lawyers from 2016 to 2022.
Kevin enjoys sharing his knowledge regarding identity theft, credit, and debt collections with consumers through seminars and speaking engagements. He has taught continuing education courses for both attorneys and realtors on these topics, along with presenting before the Legal Aid Center of Southern Nevada, the Southern Nevada Home Builders Association, the Southern Nevada Senior Law Program, the Rotary Club of Las Vegas, and the Veterans Transition Resource Center.
Fair Debt Collection Practices Act
Congress enacted the Fair Debt Collection Practices Act (“FDCPA”) to prohibit abusive, deceptive and unfair debt collection practices by third-party debt collectors. The FDCPA also seeks to promote consistent state action to protect consumers against debt collection abuses. Under the FDCPA, consumers are protected from certain debt collection practices including false or misleading representations, unfair practices, harassment or abuse and furnishing deceptive forms. Statutory damages for FDCPA violations are set at $1,000 per case. The claimant may also recover actual damages and attorneys’ fees/costs. The FDCPA has a 1-year statute of limitations that runs from the date of the violation. |
Fair Credit Reporting Act
The Fair Credit Reporting Act (“FCRA”) regulates the collection, dissemination, and use of consumer information, including consumer credit reports. Among other things, the FCRA protects consumers from unauthorized access to their credit information, requires creditors and employers to disclose if they have rejected the consumer or taken an adverse action against the consumer (such as a higher interest rate), and creates a procedure for correcting erroneous and/or incorrect information present in a consumer’s credit history. For negligent violations of the FCRA, the claimant may recover actual damages and attorneys’ fees and costs. For willful noncompliance, a claimant may recover the greater of either actual damages or a statutory minimum of $100 to a maximum of $1,000, plus punitive damages, and attorneys’ fees and costs. |
Telephone Consumer Protection Act
The Telephone Consumer Protection Act (“TCPA”) prohibits the use of auto-dialers and predictive dialers or an artificial or prerecorded voice to place calls to any wireless number except for emergency purposes or with the party’s express consent. The TCPA applies to any party engaged in prohibited use of auto-dialers and predictive dialers/prerecorded voices to place calls, including debt collectors and telemarketers. The victim of unauthorized calls may seek an action for injunction, recover actual monetary losses, or receive up to $500 in damages for each violation (whichever is greater). In addition, if the court finds that the defendant willfully or knowingly violated the TCPA, the court may, in its discretion, increase the amount of the award to an amount equal to not more than $1,500 per violation. |