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CONSUMER LAW BLOG

CFPB Releases Annual Report Regarding Consumer Credit Reporting Complaints

1/14/2022

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The CFPB recently released its annual report regarding consumer credit reporting complaints, covering January 2020 through September 2021. The report criticizes the national credit reporting agencies (Equifax, Experian, and Trans Union) for failing to meet their Fair Credit Reporting Act obligations and engaging in practices that have led to increased consumer complaints.
 
The report details the credit bureaus’ failed attempts to correct incomplete and false credit information when receiving consumer disputes, especially those coming from credit repair companies and other third-party credit assistance programs. Such inaccurate credit information includes accounts related to identity theft, incorrect debt collection items, the effect of data breaches, and false account details.
 
If you are experiencing false credit reporting, you should contact a Las Vegas credit reporting lawyer to discuss your legal rights.
 
Source: https://www.jdsupra.com/legalnews/cfpb-takes-aim-at-three-largest-8615101/?origin=CEG&utm_source=CEG&utm_medium=email&utm_campaign=CustomEmailDigest&utm_term=jds-article&utm_content=article-link
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