Debt collection fraud is the most common scam affecting Las Vegas consumers. The scammers contact the unsuspecting person acting as legitimate debt collectors and threaten lawsuits and/or negative credit reporting. Other common debt collection scams include someone posing as an IRS or government agent demanding money or personal information to be used to steal the consumer’s identity.
If you receive collection calls, you should demand that the debt collector identify themselves and provide contact information for the collection company for which they are employed. Additionally, you should tell the collector you will not discuss the account without written validation in the mail listing the original creditor and the amount of the debt.
If you are a victim of illegal debt collection scams or harassing collections, you should contact a Las Vegas debt collection lawyer to protect your rights under the Fair Debt Collection Practices Act. There is no out-of-pocket expense for the consumer because the collectors who violate the statute are required to pay your attorney’s fees and costs along with possible statutory damages if you prevail.