Equifax, Experian, and Trans Union Announce Important Changes to Medical Collections Reporting
The major credit bureaus – Equifax, Experian, and Trans Union – announced they will no longer report paid medical debt on consumer credit reports, effective July 1, 2022. In addition, the bureaus stated they will increase the timeframe to begin reporting open medical collections from six months to one year. Finally, the credit bureaus announced they will not report medical collection accounts under $500 starting in 2023. The national credit bureaus estimate these changes will result in removing approximately 70% of medical collections from consumer credit reports.
If you have medical collections reporting on your credit profiles or are receiving collection calls for unpaid medical debts, you should contact a Las Vegas consumer attorney to discuss your legal rights.
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