According to a recent study, identity theft hit a record high in the United States in 2016 with over 15.4 million U.S. victims and over $16 billion in losses. The study found that, despite efforts by U.S. businesses and federal watchdog agencies, identity thieves stole nearly $1 billion more in 2016 than in 2015 and affected 2 billion more consumers. There has also been a resurgence of existing card fraud, which has increased by approximately 40%.
With the continued rise in identity theft, it is more important than ever for Nevada consumers to take steps to protect their identity. Make sure to check your national credit reports for fraudulent accounts and/or charges on at least a yearly basis through www.annualcreditreport.com. If you discover fraudulent activity, you must obtain a police report and an FTC Identity Theft Victim's Complaint and Affidavit, which you should submit to the national credit bureaus along with personal identifying documents. You should also request a fraud alert to prevent future illegal access to your credit profiles.
The Nevada Attorney General's office also recommends taking the following precautionary actions to protect your identity: