The Fair Credit Reporting Act (FCRA) is a federal law that governs the collection and use of information about consumers, including consumer credit reports. The FCRA provides a method for victims of identity theft and/or illegal credit reporting to fix the errors and hire an attorney at no charge if the errors are not corrected within 30 days of a written dispute. Below is a list of some of the most important rights you have under the FCRA:
1 Comment
Pauline
4/11/2018 11:57:51 am
I have requested copies of agreements and or contracts from equafax in regards to claims made on my report, to support their claims with regard to the 30 day written notice-as per FCRA. 30 days have passed and i have not received any documents to prove these claims or the accuracy. Any advise on what I can do about this matter
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