Millions of Americans About to See their Credit Scores Drop

1/31/2020

About 40 million Americans are likely to see their credit scores drop at least 20 points as Fair Isaac Corporation (FICO) announced an updated scoring model. The biggest change concerns how FICO treats personal loans. These loans are now treated as their own category. In the past, when consumers took out personal loans to pay off credit card debt, their scores would improve. This will end under the new model. On the other hand, many Americans will see improvements to their scores under this new model if their finances are in good shape.

With these new changes, Nevada consumers should monitor credit reports using www.annualcreditreport.com to make sure the information is accurate and up-to-date. If you find any incorrect information in your credit report, you should speak with a Las Vegas credit attorney to discuss your rights under federal law.

Source: https://www.npr.org/2020/01/30/800563459/fico-is-about-to-change-credit-scores-should-you-worry?fbclid=IwAR2wfA-STJ7FCz8u9a2SVBYJBCW7raYOEmGdhMOWFeQ9px86SZmkHvv5duc

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