Nevada is the 5th most vulnerable state for identity theft and fraud, according to a 2016 study by WalletHub. Many of those Nevadans affected by identity theft reside here in Las Vegas and Henderson. The study looked at factors such as the number of identity theft complaints filed by consumers within each state, and the amount of money taken by identity thieves.
To protect yourself against identity theft, remember to check your national credit reports (Equifax, Experian, and Trans Union) regularly. If you find errors or fraudulent accounts, you should file a police report and prepare an FTC Identity Theft Victim's Complaint and Affidavit. Send each of these reports to the credit bureaus via certified mail. The bureaus have 4 business days to block the fraudulent information and 30 days to provide you an updated and accurate report. If the bureaus and lenders fail to update your information completely, you have a legal claim against them in which you may receive monetary damages, attorney's fees and costs, and credit correction.
Other important security measures to protect against identity theft include: keeping your personal documents and information secure, checking bank statements regularly, and reporting suspicious bank activity immediately.