A new Harris poll shows increased fear of identity theft and financial loss among US consumers. The poll finds that 48% of US adults believe identity theft will cause them financial losses in the next year. 81% of respondents are concerned that businesses will be unable to protect their personal and financial data.
These new fears are well-founded in light of the recent Equifax data breach and the rise in instances of identity theft and fraud throughout the US, including here in Las Vegas. To protect yourself, it is important to pull your credit report at least once a year from annualcreditreport.com and review the reports thoroughly to make sure there are no fraudulent accounts or inquiries.
If you find fraudulent or inaccurate credit information, you must alert the credit bureaus either online or via certified mail of the errors and provide a police report. You should also request a fraud alert or credit freeze to prevent future damage.
If the bureaus and lenders fail to update your credit reports after 30 days from your credit dispute, you should hire a Las Vegas identity theft lawyer to represent you free of charge. The fees and costs associated with your case are paid by the defendants if you prevail. You may also obtain reimbursement for any damages you suffer, including compensation for loan denials and loss of credit limits.