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The U.S. Supreme court recently heard arguments in Obduskey v. McCarthy, a Tenth Circuit case finding that parties engaged in nonjudicial foreclosure proceedings are not “debt collectors” under the federal Fair Debt Collection Practices Act (“FDCPA”). Under the FDCPA, a “debt collector” is any party whose principal purpose is the collection of defaulted consumer debts, or who regularly collects or attempts to collect defaulted consumer debts.
In Obduskey, the Tenth Circuit found that nonjudicial foreclosure proceedings are attempts to enforce security interests as opposed to collecting money from a consumer. In making this ruling, the Tenth Circuit joined the Ninth Circuit, which found that a nonjudicial foreclosure is not collection activity because the purpose of a foreclosure is to retake and resell the security and not to collect money from the borrower. The Supreme Court’s ruling will provide lower courts with guidance regarding the scope of the FDCPA as it relates to mortgage foreclosure law. If you are a victim of illegal debt collection efforts, including threats, harassment, or deception, you may have claims under the FDCPA. These claims can be brought at no out-of-pocket cost to you because the debt collector is required to pay your attorney’s fees and costs if you prevail. You may also recover up to $1,000 in damages for a successful FDCPA claim. Contact a consumer debt collection lawyer to discuss your legal rights. Source: https://www.jdsupra.com/legalnews/supreme-court-to-rule-on-whether-the-96903/
247 Comments
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7/25/2019 02:46:48 pm
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6/27/2021 03:48:03 pm
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6/30/2021 04:12:49 pm
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7/2/2021 04:54:31 am
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7/4/2021 08:54:29 am
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7/5/2021 04:41:29 pm
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7/6/2021 01:57:48 am
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7/8/2021 03:29:46 am
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7/9/2021 01:17:35 am
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7/9/2021 06:32:30 am
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7/21/2021 05:01:42 pm
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7/23/2021 07:28:40 am
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7/25/2021 09:40:52 am
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7/26/2021 09:30:18 am
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7/28/2021 05:48:54 am
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MORENO CLARKSON
8/2/2021 04:44:20 am
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8/3/2021 12:17:50 am
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8/3/2021 10:42:56 pm
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8/4/2021 01:51:08 pm
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8/6/2021 05:39:55 am
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8/6/2021 05:41:25 pm
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8/7/2021 06:01:31 pm
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8/11/2021 12:46:27 am
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8/11/2021 11:04:44 am
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8/12/2021 11:41:15 am
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8/14/2021 12:44:30 am
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8/14/2021 03:42:15 am
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8/14/2021 01:57:06 pm
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8/15/2021 05:26:58 am
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8/16/2021 03:05:30 pm
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8/16/2021 07:57:18 pm
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8/17/2021 12:35:32 pm
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8/18/2021 10:52:17 am
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8/19/2021 01:20:34 am
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8/20/2021 09:40:49 am
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8/21/2021 05:32:46 am
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8/23/2021 05:30:41 am
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8/25/2021 06:40:42 am
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8/25/2021 03:48:41 pm
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8/26/2021 07:07:23 am
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8/28/2021 07:07:12 am
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Angel Chris
8/28/2021 10:27:16 pm
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8/30/2021 05:20:11 pm
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ROSCO JOHNSON
8/31/2021 01:26:17 pm
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9/1/2021 07:32:29 am
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9/1/2021 05:10:00 pm
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9/1/2021 07:53:42 pm
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Sarah Lindstrom
9/2/2021 01:30:18 am
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9/2/2021 12:59:57 pm
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Diana Dudley
9/2/2021 06:19:09 pm
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Renato Aparecido
9/3/2021 04:49:20 am
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Mary Dowden
9/3/2021 07:41:53 am
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Marko Simic
9/4/2021 12:47:52 am
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9/4/2021 11:56:31 am
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9/5/2021 03:56:02 pm
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9/6/2021 02:43:47 am
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9/6/2021 03:38:27 am
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9/6/2021 09:40:36 am
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9/7/2021 04:37:29 am
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9/9/2021 12:47:06 am
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9/9/2021 06:35:54 am
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9/10/2021 03:12:14 am
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9/10/2021 07:19:27 pm
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9/11/2021 02:45:48 pm
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9/11/2021 03:12:19 pm
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9/11/2021 04:39:57 pm
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9/13/2021 01:25:20 am
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9/13/2021 11:18:20 am
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9/13/2021 12:47:49 pm
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9/14/2021 08:40:43 pm
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9/14/2021 10:37:28 pm
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9/15/2021 03:51:48 am
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9/16/2021 06:31:22 am
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9/16/2021 01:04:07 pm
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9/16/2021 11:38:42 pm
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9/18/2021 03:01:19 am
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9/18/2021 05:09:32 am
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9/19/2021 03:15:04 pm
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9/19/2021 05:58:11 pm
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9/20/2021 01:55:39 pm
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9/23/2021 09:49:31 am
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9/24/2021 02:21:45 am
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9/24/2021 08:36:49 am
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9/25/2021 06:34:33 am
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9/27/2021 04:54:15 pm
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9/28/2021 04:55:11 pm
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9/30/2021 07:46:15 am
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9/30/2021 02:13:16 pm
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10/1/2021 01:34:03 pm
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10/7/2021 12:02:36 pm
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10/11/2021 12:33:03 pm
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Hank Wesley
10/13/2021 08:46:49 am
I came in contact with this credible hacker last year when i was actually trying to get a new home for my family and a car as a birthday present for my son who just turned 18 , I couldn't fail to do that because i have made the promise to him Long long ago and need to keep my promises to him though my credit was very bad for me to take out a loan .. i was lucky enough to have came across DOOMHACKS AT BK DOT RU who helped boosted my credit to 790 when my initial score was 400 and that's very poor .. Took him time but what matters is that he got the job done .. I'm writing this with a smile on my face because I got what i paid for .
Taylor Walkings
10/14/2021 12:28:01 am
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Linda Arnold
10/14/2021 03:49:05 pm
While surfing on the internet, I came across a comment of this expert called HACKNET CREDIT SPECIALIST helping So many people get their credit fixed and I decided to give him a try because my poor credit was 430 and I had so many negative items impacting my credit. To my greatest surprise he increased my credit score up to 800 and removed all the negatives I had on my credit report and also added some positive tradelines. Now I just got approved for a loan to my new home. You can also reach him on his email. You can reach him on his email HACKNET567@GMAIL.COM or phone +1 949 397 8437. He’s good and honest
Evan Tyler
10/17/2021 05:17:42 pm
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Mary Delahunt
10/18/2021 10:02:52 am
I needed to buy a truck but my poor credit score of 538 hindered me from
Frank Wilson
10/19/2021 10:44:55 pm
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Ruth Breen
10/20/2021 03:55:42 pm
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Todd FlemminG
10/20/2021 04:44:01 pm
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Nora Williams
10/24/2021 07:27:12 am
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Cynthia Ann
10/24/2021 10:39:59 pm
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Judith Crane
10/25/2021 12:45:38 pm
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Lilliian Green
10/27/2021 12:35:50 pm
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Sophia Jackson
10/28/2021 03:28:24 pm
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Max Sherman
10/31/2021 05:54:24 am
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Julie Hegan
10/31/2021 02:56:22 pm
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Linda Jackson
11/2/2021 03:57:05 am
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Daniel Malik
11/2/2021 02:58:20 pm
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KEL CHAMBERS
11/3/2021 01:15:57 am
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Ron Howard
11/4/2021 01:15:39 pm
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11/4/2021 07:09:32 pm
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Ron Howard
11/5/2021 06:16:16 am
Hello everyone my name is Ron Howard my problem started eight months ago when my wife illness became unbearable, I spent all my savings on hospital bills and also went beyond my credit to make her feel better, after that I notice I have a lot of debt which I need to clear of my credit report while thinking on how to resolve this issue, a friend of mine introduce me to HACKNET CREDIT SPECIALIST he helped me cleared the debt including the collections items, Tax Liens late payments, personal loans and also raise my credit score to 799plus across all bureaus. Hit him up for credit solutions, HACKNET567@GMAIL.COM 949 397 8437. He’s one hundred percent legit and trusted.
Betty Kari
11/5/2021 06:40:55 am
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Lydia Carol
11/5/2021 06:41:45 am
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PAUL ANDRES
11/5/2021 11:42:45 pm
I had little challenge purchasing my dream house due to the eviction and had inquiries on my credit report, when i search who to help me remove the eviction on my credit report. I got a recommendation on trulia, and also Google about Kmax Cyber Services helping people to fix their credit issues, I mail him about the eviction and inquiries on my credit report and He said he will help me remove the eviction and other negative item my on credit report within 72 hours. When i check my credit report my credit score change to 815 excellent score all eviction and had inquiries were removed automatically. Now I purchase a new home for my family, now I live a very good life with my family. You can as well contact him similar job via: KMAX CYBER SERVICES AT GMAIL DOT COM OR CALL 717 603 7485. CHEERS…
Carla Houston
11/8/2021 01:48:22 pm
Went through a divorce and found out that my X trashed my credit. In December when I took back my financial life, I was ruined. I discovered my FICO score was at 533, all account was late, over limit, mostly charge offs. Debt was worth $60k. Immediately I put a plan of action on how to fix my credit, because I needed a car for myself. But with my current credit score then I won’t get approved due to the charge offs and debts coupled with low credit score which appeared in my credit report. Thanks to ROOTKITS CREDIT SPECIALIST who was there for me when I needed them the most. After when I spoke with my dad I explained my situation to him, he introduced me to rootkits credit specialist, immediately I contacted them via: rootkitscreditspecialist@gmail.com also texted on +1 760 474 3440. I got replied few minutes and I explained myself and they promised to get job done. Within 5days my credit score changed, charge offs were deleted from my report, all debt cleared and my credit score was raised to 815 across the 3 credit bureaus. My car loan has been approved, I’m super excited to jump into my 2019 Mazda CX-5 car.
Cynthia Coleman
11/9/2021 02:50:38 am
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Rhian Doherty
11/10/2021 03:44:36 am
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Daniel Silvester
11/11/2021 06:09:32 am
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Cassidy Michael
11/12/2021 04:35:22 pm
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Alex Williamson
11/13/2021 11:00:01 am
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Kaitlyn Kristy
11/16/2021 03:19:08 pm
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Candice Cromwell
11/17/2021 06:26:23 pm
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Jeremy Hilton
11/18/2021 11:31:45 am
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Robin Poole
11/18/2021 08:45:08 pm
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Catherine Goodwin
11/21/2021 05:20:37 am
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Ann Collins
11/25/2021 12:32:13 am
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Leonard Keneth
11/26/2021 06:12:00 am
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McGuire Walker
11/28/2021 02:35:49 pm
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KARA PATTON
11/29/2021 03:18:49 pm
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Gail Duncan
12/2/2021 07:21:05 am
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Robert Smith
12/3/2021 02:39:52 pm
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Nathaniel Caldwell
12/6/2021 01:25:21 pm
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Penny Creelman
12/7/2021 11:22:44 pm
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Tessy Rittenhouse
12/11/2021 01:38:04 pm
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Leo Marcos
12/11/2021 01:53:03 pm
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Maria Lupe
12/12/2021 07:21:17 am
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Jim James
12/13/2021 02:50:52 am
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Jim Rester
12/15/2021 12:39:11 am
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Harry Butler
12/16/2021 07:40:25 am
Most of the credit hackers here are amateurs, they will only take money from you without doing anything. Dont settle for less guys GOLDCREDITFIX @ GMAIL . COM is the best online credit repair expert in the business. He removed the negatives on my report and increased my credit score to 800 on all bureaus. His number is (205) 291 4665 , you can call him if you need your credit fixed.
Danny Cody
12/18/2021 07:03:00 pm
Most times when i see people complain of what they go through due to their bad credit profile I will sit back and give thanks to TROVIAN, have been going through a bad report those days and I totally understood how bad the situations was and on bearable for me to get my own apartment and bank also denied me access on getting a credit card, my best wasn’t working until i came across TROVIAN CREDIT REPAIR and he helped me erase all the bad items he also helped me get a credit card have been aspiring for a long time also raise my score to 810. Now am in my own apartment am so happy. You can reach him if you want to fix your credit report through his email TROVIANCREDITREPAIR@GMAIL.COM TEXT +1(424) 307 4562
David Wright
12/19/2021 10:46:20 am
I ran into some Credit blogs on the net which led me to BILLY HOFFMAN the most talked about US based Russian hacker, who tremendously repaired and upgraded my credit score to 789, 802, and 815 within the 3 Bureaus within 48 Hours after I contacted him. If faced with similar challenge, connect with him via: BILLYHOFFMANCYBERGENIUS@GMAIL.COM or Text: (724) 241 8469 you too can be helped, I recommend him without hesitation. You can also contact for your bitcoin issues,phone hack,clear criminal record,recover stolen or lost files etc and he leave his clients happy doing business with him.
Elena Hicks
12/19/2021 01:23:13 pm
Are you tired of fixing your credit report, Aaron Swartz got you 100%. He’s affordable and swift response. He help me raise my FICO score to 785, all my negative items were deleted and medical bills was removed permanent. I have purchased my dream Mansion and I’m free to apply for anything i wish. CONTACT address ; AARONSWARTZCYBERSERVICES@GMAIL.COM
Nora Owen
12/22/2021 01:31:01 pm
Are you having a very low FICO score, and are desperate for a perfect and urgent fix? I confidently recommend CYBER CREDIT GURU. They cleared all negatives, late payments and collections from my credit report and boosted my FICO score from 505 to 800 excellent score, across all three bureaus within four days. CYBER CREDIT GURU does a very neat and perfect job without leaving any form of trace behind. You can give them a trial today and I bet you will never regret it. Contact: CYBERCREDITGURU (AT) GMAIL DOT COM or phone/text: +1 (650) 439 0624
Lydia Carol
12/23/2021 03:39:42 am
Hello guys, I just want to share my joyful experience about HACK VANISH CREDIT SPECIALIST. Before the coronavirus pandemic, I had criminal Judgments, few evictions, and late payment which negatively impacted my credit score down to 487 and left me in difficult financial situation, as a single mum of 3, I needed a loan to keep the family running after I lost my husband as a result of COVID-19, all hope were lost, until Mrs. Olivia referred me to HACK VANISH, a credit genius who was very helpful in fixing my credit 6 days after I reached out to him via Email: hackvanish (At) gmail (Dot) com and Phone: +1(747) 293-8514, throughout the process, I felt so involved because an open line of communication was maintained till I got my FICO score restored to 796, currently my loan application has been approved. If you need to hire a credible hacker, HACK VANISH is highly recommended.
Betty Kari
12/23/2021 03:40:21 am
I am very pleased with the help CYBER CREDIT GURU rendered in restoring my credits. I am a disabled Veteran who over the past 2 years had to let my credit go due to health priorities that were not covered by VA & other insurance, my credit scores were 514 Experian, 515 Equifax, and 518 TransUnion. No public records, only 3 open Accts but several collection Accts with Zero Balances, few Weeks ago, I ran into some Credit blogs on the net which led me to CYBER CREDIT GURU the most talked about US based Russian hacker, who tremendously repaired and upgraded my credit score to 784, 789, and 802 within the 3 Bureaus in just a Week after I contacted him. If faced with similar challenge, connect with him via: C Y B E R C R E D I T G U R U (AT) G M A I L (DOT) C O M or Call / Text: +1650 439-0624 you too can be helped, I recommend him without hesitation.
Larry Kyle
12/27/2021 09:24:45 am
Hey Guys,
Ish Benjamin
12/27/2021 11:48:35 am
Are you looking for who to get all your difficulties cleared or solved regarding with your bad credit scores,bitcon wallets,negative reports and also your credit card or bank account debts. Billy Hoffman is very relaible and good at this work!! Y'all should get in touch with him right away. I wish you all best of luck and season greetings! Contact him vial mail BILLYHOFFMANCYBERGENIUS@GMAIL.COM or via text (724) 241-8469
Matt Bergin
12/28/2021 05:42:33 pm
For the last few months, applying for a loan has been really tough for me since I wanted to purchase a house and do other things, but I have been refused multiple times due to my poor credit ratings. I had lost hope until I came across Gary Mckinnon. I described my predicament to him, and he was able to help me improve my credit ratings to excellent levels. Do you have the same or a similar problem? I recommend you contact him right away at GARYMCKINNONCYBERSERVICES@GMAIL.COM
Darrin Adams
12/30/2021 03:57:32 am
Hello season greetings friends. My name is Darrin Adams. I know lot of us must have fallen for different rippers
Daniella Clifford
1/3/2022 02:18:19 pm
I applied for a house and car loan about a couple of months ago. I was rejected because i had a very low score of 503, it was really frustrating and it pulled me down until one of the realtor refer me to a credit specialist that helped me out. In few days i had my credit score raised to 799 with everything cleaned up I had a bet with my friend i was going to reveal the hacker to the world if he should fix my credit perfectly which they did. You can get in touch with him via TROVIANCREDITREPAIR@GMAIL.COM OR CALL +1 (424) 307 4562 for your credit issues, they also remove the criminal background from my public record. All thanks to TROVIAN CREDIT REPAIR COMPANY.
Amy Krugger
1/5/2022 05:58:39 am
My credit increased to 800 from a poor 520 within a month , my Experian boosted to : 798 , Equifax : 795 ,, Trans union : 790 and He increased my fico score to 800.
Michael Scott
1/6/2022 07:14:03 am
I had problem with several hackers who claim they do credit fixing and increasing your credit score and removing negative item on a credit reports, I've got a good news for you guys, I got my credit score fixed with the help of this professional hacker called ADRIAN LAMO CYBER EXPERT, who increased my score from 410 to 830 and all my awful credit reports has been cleared completely leaving no trace across the three credit bureaus, i highly recommend you to contact him via mail; ADRIANLAMOCYBEREXPERT@GMAIL.COM or Text (413) 551-2034, for permanent credit fix and thank me later…
Bobby Frank
1/6/2022 10:51:21 am
It’s Cool to be good, Rich Skrenta you are so mindful and appreciative. I like your assistance by saving my credit report in addition to expand my FICO rating and erased all negative checks on my profile. he also sponsored the maintenance program to get my life back. 2weeks to Christmas my credit was settled for a great score in all significant bureau debts/obligations where cleared and negativities things where all adjusted and back to accurate. He leave me with great credit limit. Get him on his solid and reliable web EMAIL at : RICHSKRENTACYBERSERVICE AT GMAIL DOT COM or via text (925) 480-7813. He's 100% Legit
Antony Austine
1/7/2022 02:15:12 am
Lexington Law is a huge rip-off scam. They tell you that they will fix your credit; they make big promises to get you to sign their contract. You pay the monthly due as instructed and get nothing in return. I used them for about a year and my credit scores rate went down. I had a very sick child and had a lot of medical collections and hard inquiries. I was young and dumb back then. I got across TROVIAN CREDIT REPAIR they are genius, get through with them today and you will be glad you did. TROVIANCREDITREPAIR@GMAIL.COM OR CALL +1 (424) 307 4562 He saved me from Financial ruins and bankruptcy...they deleted all the hard inquiries ,collections, derogatory on my credit report and then proceeded to improving my credit score to 800's
Rosemarie Warner
1/8/2022 08:49:35 am
After getting tested negative for Covid 19 my credit score was very bad and because of my late payment on my debts. I get in touch with Aaron Swartz the credit doctor which I explain my situation when i emailed him. He help me pay off my debts and raise my credit score to 780 excellent standard within few days which enabled me to gain access to a Mortgage loan. All thanks to Aaron Swartz AARONSWARTZCYBERSERVICES@GMAIL.COM
Bill Skinner
1/10/2022 10:26:09 am
White Jennie
1/12/2022 09:26:13 am
NEW-YEAR LOAN OFFER; NEW-YEAR LOAN OFFER; CONTACT {PERMANENTCREDITREPAIRER@GMAIL.COM} Are you financially down? Is it safe to say that you are needing advance? Do you really want assets to fire up business or pay off bills? we offer all kinds of financial assistance to all individuals "Business loan and personal loan, for investment, debt solidification, house purchase and company exceptional balance(s) etc." WE WILL ACTUALLY WANT TO HELP. Offer are affordable at low interest rate and PERMIT our client to appreciate low interest payback for as low as 2% per annul for a period of 2 months - 15 years. We approve loan / funding from minimum of 5,000.00 up to 20,000,000.00 depending on the idea of business. Yet before we can continue with the loan.. Do reach us now through:{PERMANENTCREDITREPAIRER@GMAIL.COM}
Flourish Raymond
1/14/2022 09:54:37 am
I got married last year my husband and I are planning on getting a new house but our credit scores were low and I also had a lot of credit card debts. I spoke to a friend about it who happens to be a tech guy and he refers me to TROVIAN CREDIT REPAIR. I contacted him and he helped my husband and I raised our credit scores to 800 and he also helped me clear my credit card debts with other hard inquires he noticed. He is the best. His so perfect and kind hearted. Now we can buy any home of our choice. He's affordable get him to help you fix your credit. EMAIL TROVIANCREDITREPAIR@GMAIL.COM CELL +1 (424) 307 4562
John Brokers
1/18/2022 07:29:29 am
I opened my first credit card 8 years back with capital one. I was advised to use it a lot and pay it off before due time. After some years I lost my job and I was on able to meet up, which affected my report. I had some credit debts, utility bills, inquires and some collective items on my report. I came across a review on the YouTube about a credit expert company called TROVIAN CREDIT REPAIR which got my attention. I contacted them, we settled with a price then they start working on my credit, in less than 7 days I received a message that some changes as been done on my report. They cleared everything and pay off my debts and also raised my credit to 799 from the initial 580. Mail them with the following TROVIANCREDITREPAIR@GMAIL.COM PHONE +1 (424) 307 4562. They are 100% legit.
Chris Taylors
1/22/2022 11:05:17 am
When I suggest about buying our first home, my wife thought i wasn’t serious because we had a bad credit and couldn't get a loan with that but i was determined to get us out of our place to a better place and that was how the search on how to fix our credit started, luckily for me i stumbled upon this credible hackers TROVIAN CREDIT REPAIR. Words can’t express how good these hackers are. I mean they raised our scores and fixed our credit so we could apply for the loan. My wife trusts my intelligence and determination now. Here is what you need to reach them TROVIANCREDITREPAIR@GMAIL.COM OR TEXT +1 (424) 307 4562. I'm so proud to be writing this.
Daisy Clark
1/24/2022 10:58:11 pm
I knew about numerous unpredictability on my report and in need of help to get my credit cleaned up. I was told by a companion that Rich credit repairer is an expert and a very reliable hacker! So I reached out to him. After couple of days I finally got the results i wished pretty much all the time. I strongly recommend him if you have any problems with your credit report or you need to recover your stoning/defrauded Bitcoins, send an email to (RICHSKRENTACYBERSERVICE(@)GMAIL.COM) and via message (925) 480-7813. I need everyone to make a wise decision once choosing who to work together with OR trust.
Mercy Lawson
1/25/2022 10:14:24 pm
I must say this is the fastest way to rebuild your credit score through this reliable special company TROVIAN CREDIT REPAIR I got divorced 5 years ago and it has been terrifying ever since. My ex let our house be foreclosed after I moved out, I had a credit score of 580, earn $80k and more than $3,000 in debt. I needed to get approved for a home loan in Texas. But I was turned down by a lot of companies due to poor credit. Then I got referred to TROVIANCREDITREPAIR@GMAIL.COM OR PHONE +1 (424) 307 4562 by a realtor. I saved their contact and mailed them for score increase .After making payments for the job my credit was cleaned and my score was increase to 799plus in less than 7days. This filled me with so much joy. I wish I contacted them earlier I wouldn’t have suffered to restore my credit. Quickly contact them on the above details if you require your credit fix. Leave a Reply. |
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Law Office of Kevin L. Hernandez
8920 W. Tropicana Avenue, Suite 101
Las Vegas, Nevada 89147
P: (702) 563-4450
F: (702) 552-0408
E: kevin@kevinhernandezlaw.com
